Trying a No Buy/Low Buy/Spending Fast

Jackie you are doing a spending what? Are you nuts? Is there something wrong? People, just calm down. Let me explain to you what is a Spending Fast and why and how I am going to do this.


A Spending Fast is the process of only buying the things you need to survive. During the Spending Fast you are not going to buy random and unnecessary things. By doing the Spending Fast you will be able to tackle your DEBT and pay all the extra money towards it. Since you are NOT going to be buying UNNECESSARY things you will be able to have extra cash at the end of the month allowing you to use that cash to pay off your debt.

Now, let me tell how I bump into this idea. On my quest to achieve my 2019 Goal of been Debt-Free I started searching online for alternatives and ways that I can save money and pay off my debt. A video popped up in YouTube that really intrigued me and I clicked on it. It was from a beauty guru named Serein Wu titled my No Buy Year. Here is the link to her video 

In this video she explains what is a No Buy/Low Buy year and why she is doing it. Her video planted a seed on me and the idea of me doing something similar started to form. Days after watching her video I went to the book store with my husband and at the entrance of they had a table with a sign that said Financial/Wealth. I instantly got drawn to the table and right on the top of all the books was this bright orange book with huge letters that said “Debt-Free Living”. I grabbed the book and then read the entire tittle of the book which is “The Spender’s Guide to Debt-Free Living, How a Spending Fast Helped Me Get From Broke to Badass in Record Time” by Anna Newell Jones.

This book was what I needed to actually kicked in gear the project of a Spending Fast(LowBuy). I highly recommend you to read this book if you are considering an alternative way to tackle your MOUNTAIN OF DEBT. Like Anna says on the book, this method is not for everyone so really weigh in your options, if you have already tried everything and have failed, maybe the Spending Fast is for you.

Why I’m doing a Spending Fast?

As part of my 2019 Goals I decided that I want to be debt free or at least tackle a huge amount of our debt. I want to have more freedom to do the things I’ve wanted to do for so long but there was not enough money to do it. I want my husband and I to be able to enjoy more experiences that can enriched our individual lives or our marriage. I want to travel more and have the flexibility to do it. I don’t want to be working my whole life and then regretting that I didn’t do the things I wanted.

I will be turning the big 40 this year and this has made me approach things differently, with an open mind, and with new force. I realized how fast life passes us by and we don’t even notice. I don’t want to do that anymore! I want to enjoy every little moment and not to worry that I have to pay a bill tomorrow.

Rules for the Spending Fast

This are my rules and mine alone. If and when you decide to do the spending fast you will have to decide what are the rules for your spending fast. So far the book has helped a lot (I’m half way through, full review after I’m done with it) but I wanted to tweak things to fit my lifestyle and my needs.

So far I have 9 Rules that I will be following during my spending fast but I am sure that I will be adding more along the way.

Rule 1: I will limit eating out to Friday or Saturday depending on my husband’s work schedule.

Rule 2: I will be able to buy gifts for other people.

Rule 3: I will be able to buy things to improve the content of my YouTube channel and Blog.

Rule 4: My husband can buy whatever he needs for work.

Rule 5: I will not buy things that are not a necessity.

Rule 6: I will not do impulsive buys.

Rule 7: I will stick to our budget and grocery list.

Rule 8: I will not buy an item if I already have another one that can perform the same duties.

Rules 9: Use everything we currently have in our fridge and pantry before doing groceries. I will only replace things I have already used up and that are essentials.

The rules are laid out, now I just have to stick to them and see the results. I am confident that this spending fast is going to change our lives for the best. If you want to join me during this journey I will really appreciate to know about in the comments section. Stay tune for updates. I will be doing them monthly!

Thanks for stopping by and reading my blog! It is such an honor to be able to share bits of my life with you! If you like what you’ve read in this blog please go ahead and hit the follow button.

About Me! Click here to learn a little bit about me and my motivation to start this blog!

Click here to read my last blog on my Goals for 2019

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